Cruise Loyalty Programs Compared (2026)

This is the hub for our cruise loyalty coverage. Below is a side-by-side comparison of the major programs, followed by links to the full standalone guide for each line. If you're deciding where to concentrate your cruising, start with the comparison tables; if you already sail a specific line, jump straight to its guide.

Individual program guides

Sister-brand programs (Celebrity, Princess, Holland America) currently live within their corporate-family guide, which explains the shared status-matching mechanics. They can be split into fully standalone pages as needed.


Tier structure comparison

Program Tiers (low → high) Basis
Crown & Anchor (Royal Caribbean) Gold, Platinum, Emerald, Diamond, Diamond Plus, Pinnacle Club Points per night
Captain's Club (Celebrity) Preview, Classic, Select, Elite, Elite Plus, Zenith Points per night by cabin
Voyagers Club (MSC) Welcome, Classic, Silver, Gold, Diamond, Blue Diamond Points (nights + spend)
Latitudes Rewards (Norwegian) Bronze, Silver, Gold, Platinum, Sapphire, Diamond, Ambassador Points per night
VIFP / Carnival Rewards (Carnival) Red, Gold, Platinum, Diamond (Blue being retired) Days (moving to spend)
Captain's Circle (Princess) Gold, Ruby, Platinum, Elite Cruises or days
Mariner Society (Holland America) Star, 2-Star, 3-Star, 4-Star, 5-Star Cruise-day credits
Castaway Club (Disney) Silver, Gold, Platinum, Pearl Completed sailings
Sailing Club (Virgin Voyages) Base, Blue Extras, Deep Blue Extras Completed voyages

Lifetime vs. expiration

Program Status longevity
Crown & Anchor (Royal Caribbean) Lifetime — never expires
Captain's Club (Celebrity) Lifetime — never expires
Voyagers Club (MSC) Expires: resets to Welcome after 5 years without a qualifying cruise
Latitudes Rewards (Norwegian) Lifetime — never expires
Carnival Rewards (Carnival) Requalify every 2 years under the new program (rolling)
Captain's Circle (Princess) Lifetime — never expires
Mariner Society (Holland America) Lifetime — never expires
Castaway Club (Disney) Lifetime — never expires
Sailing Club (Virgin Voyages) Current tiers confirmed through Dec 31, 2026; new program pending

Free drinks

Program Beverage benefit
Crown & Anchor (Royal Caribbean) Daily drink vouchers from Diamond up; more at higher tiers
Captain's Club (Celebrity) Evening happy-hour beverages at Elite+; Premium package at Zenith (eligible sailings)
Voyagers Club (MSC) No standing free-drink benefit; discounts only
Latitudes Rewards (Norwegian) No standing free-drink benefit; welcome sparkling wine at mid-tiers
VIFP (Carnival) Complimentary drink at the Gold+ loyalty party
Captain's Circle (Princess) Loyalty event beverages; no daily allotment
Mariner Society (Holland America) Loyalty event beverages; dining/minibar discounts
Castaway Club (Disney) None
Sailing Club (Virgin Voyages) $100 promotional Bar Tab at Deep Blue Extras

Wi-Fi

Program Internet benefit
Crown & Anchor (Royal Caribbean) One day premium at Diamond; more at higher tiers
Captain's Club (Celebrity) Discounts; larger at Elite Plus
Voyagers Club (MSC) Complimentary Browse package at Blue Diamond
Latitudes Rewards (Norwegian) Discounts per benefit chart
Carnival Discounts; no standing free package
Captain's Circle (Princess) 50% off Wi-Fi at Platinum/Elite
Mariner Society (Holland America) Internet perks at 3-Star+
Castaway Club (Disney) None
Sailing Club (Virgin Voyages) Unlimited Premium Wi-Fi where available at Deep Blue Extras

Laundry

Program Laundry benefit
Crown & Anchor (Royal Caribbean) Wash-and-fold perks at high tiers
Captain's Club (Celebrity) Free laundry/pressing at Elite and Elite Plus
Voyagers Club (MSC) No standing laundry benefit
Latitudes Rewards (Norwegian) Free bag(s) from Platinum up
VIFP (Carnival) 3 free bags wash-and-fold at Platinum/Diamond
Captain's Circle (Princess) Complimentary laundry at Elite
Mariner Society (Holland America) Laundry perks at 4-Star+
Castaway Club (Disney) None
Sailing Club (Virgin Voyages) 1 bag at Blue Extras; pressing & dry cleaning at Deep Blue Extras

Specialty dining

Program Dining benefit
Crown & Anchor (Royal Caribbean) Chef's Choice amenity; venue access at top tiers
Captain's Club (Celebrity) Elite breakfast lounge; perks scale with tier
Voyagers Club (MSC) Complimentary specialty dinner at Diamond
Latitudes Rewards (Norwegian) Complimentary specialty dining benefit per chart at Platinum+
VIFP (Carnival) Complimentary specialty dinner (one per cruise) at Diamond
Captain's Circle (Princess) No standing specialty-dining comp
Mariner Society (Holland America) Specialty-dining surcharge discounts; comp dinner at 5-Star
Castaway Club (Disney) Complimentary Palo experience at Platinum and Pearl
Sailing Club (Virgin Voyages) Fares already include most restaurants; no separate comp

Status match availability

Program Internal (sister brands) External (other programs)
Crown & Anchor (Royal Caribbean) ✅ Permanent (Celebrity, Silversea) ❌ No
Captain's Club (Celebrity) ✅ Permanent (Royal Caribbean, Silversea) ❌ No
Voyagers Club (MSC) ✅ Permanent (Explora Journeys) ✅ Permanent (one-time lifetime)
Latitudes Rewards (Norwegian) ✅ Per-cruise honoring (Oceania, Regent) ❌ No
Carnival ❌ None ❌ Casino programs only
Captain's Circle (Princess) ❌ None ❌ Casino programs only
Mariner Society (Holland America) ⚠️ Entry-tier auto-enroll only ❌ Casino programs only
Castaway Club (Disney) — (no sister brands) ❌ No
Sailing Club (Virgin Voyages) — (no sister brands) ⏸️ Periodic windows (currently closed)

Best overall value

"Best value" depends on how you cruise. A once-a-year family cruiser and a 100-night-a-year loyalist will weigh these very differently — use the feature tables above to match benefits to your own habits.